Why do you have Health Insurance?

It surprises me how many different reasons my clients take out health insurance.   A recent survey asked policy holders what their reasons for taking out private medical cover were.  We thought you might like to see what those reasons were.

These were the top five reasons:

1. “The hospitals are cleaner

The top reason people gave for taking out private health insurance was that they felt that private hospitals were cleaner. This has become an even bigger issue with recent scares surrounding ‘superbugs’ such as MRSA and C.difficile.

2. “It gives you faster access to treatment”

Many people choose to take out a private healthcare policy because it reassures them that if they need treatment, they will be able to access it quickly as they will usually be able to avoid public waiting lists.

3. “No waiting lists means LESS pain”

A major benefit to immediate treatment is that you will feel better and get back on your feet much sooner, as well as endure the pain for less the time.

4. “It means a FASTER recovery”

Many who took part in the survey said that a better chance of a quick recovery was an essential part of their decision to take out a healthcare policy. One of the main advantages is you will need to be absent from work for less time.

5. “It means you can see the same specialist

Private healthcare gives you greater choice over your treatment. Many people prefer to have the option to see the same specialist each time as they feel more comfortable and the specialist is familiar with their medical history.r.

Have you had a review of your existing health insurance, or would like a no obligation health insurance assessment? 

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